"Financing Options Available Flexible Payment Plans to Fit Your Budget"

"Divine Decor Furniture partners with lease-to-own companies to offer flexible payment plans with no credit check required. When traditional financing says no, we say yes—apply now and enjoy convenient installments with just a processing fee to get your dream furniture home."

 

Buy Now, Pay Over Time

Traditional financing with flexible payment plans

Flexible Payment Plans with Affirm

Choose to pay over 3, 6, or 12 months with rates ranging from 0% to 36% APR based on your credit profile. Payment options are provided by Affirm's lending partners (affirm.com/lenders) and are subject to an eligibility check. Your specific terms will depend on your purchase amount, and a down payment may be required. The good news? Checking your eligibility won't affect your credit score, and you'll receive an instant decision.

Payment Example for a $500 Purchase:

  • 3 months: $173/month | $18 interest (20% APR) | $518 total
  • 6 months: $89/month | $30 interest (20% APR) | $530 total
  • 12 months: $47/month | $57 interest (20% APR) | $557 total

Your actual rate will be between 0–36% APR based on creditworthiness. This example uses 20% APR for illustration purposes only.

 

 

Lease-to-Own Options


No credit needed - flexible lease-to-own programs

About American First Finance

American First Finance delivers flexible lease-to-own financing solutions that make quality furniture accessible through affordable, structured payment plans

✓ No credit needed to apply

✓ Quick approval process

✓ Flexible payment options

✓ Early purchase discounts available

✓ Same-day shopping available

 

    Lease-to-Own Options


    No credit needed - flexible lease-to-own programs

    About Koalafi

    Koalafi provides flexible lease-to-own financing designed to help you get the furniture you need with affordable payment options.

      ✓ No credit needed

      ✓ Quick and easy approval process

      ✓ Flexible payment schedules

      ✓ Early buyout options available

      ✓ Take your furniture home today

       

      Lease-to-Own Options


      No credit needed - flexible lease-to-own programs

      About Acima

      Acima offers lease-to-own solutions that make it easy to get the furniture you need without using credit. Enjoy flexible payment options and own your items over time.

        ✓ No credit needed to apply

        ✓ Quick approval process

        ✓ Flexible payment options

        ✓ Early purchase discounts available

        ✓ Same-day shopping available